Zarnk Bank, we are more than just a bank; we are a trusted financial partner dedicated to empowering individuals, businesses, and institutions with secure, innovative, and customer-focused banking solutions. Our legacy is built on integrity, financial expertise, and a deep commitment to serving our customers with excellence. With a strong presence in the financial sector, we have continually evolved to meet the changing needs of our clients while maintaining the highest standards of service and security.
We are a financial partner committed to helping you achieve success. Whether you’re saving for the future, managing your business, or investing in wealth-building opportunities, we are here to guide you every step of the way. Let’s build a brighter financial future together.
Our mission is to provide world-class financial solutions that help individuals and businesses achieve their financial goals. We are committed to fostering economic growth, financial security, and innovation through our extensive range of banking products and services. By focusing on customer needs, we ensure that every financial decision made with us is one step closer to success.
Our vision is to become a globally recognized financial institution known for its unwavering commitment to trust, innovation, and customer satisfaction. We aim to redefine the banking experience through cutting-edge technology, personalized services, and an unwavering focus on financial security.
Zarnk Bank, ensuring the security of your financial assets and personal information is at the core of our banking services. With the rise of cyber threats, financial fraud, and identity theft, we are dedicated to implementing advanced security measures to protect your accounts from unauthorized access and malicious activities. Our team continuously monitors global security trends and deploys industry-leading technologies to keep your data and transactions safe. We understand that financial security is not just about protecting money but also about maintaining trust and confidence in the banking system. By integrating cutting-edge encryption, authentication mechanisms, and fraud prevention tools, we offer a secure banking environment that prioritizes your peace of mind. Whether you access your account through online banking, mobile apps, or ATMs, we ensure that every transaction is safeguarded against potential threats. We encourage all customers to stay informed about security best practices and take proactive steps in protecting their personal and financial data. Below are key areas where we focus our security efforts to provide you with the safest banking experience possible.
Zarnk Bank is the marketing name for the global banking and global markets business of Zarnk Bank Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Zarnk Bank Corporation, including Zarnk Bank, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Zarnk Bank Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Merrill Lynch Professional Clearing Corp., all of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Zarnk Bank Corporation (“ZB Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.
Our secure login features, including biometric authentication such as fingerprint and facial recognition, ensure that only authorized users can access accounts. To combat evolving cyber threats, we use artificial intelligence-driven fraud detection systems, which analyze transactional patterns and flag any suspicious or unusual activity. Our secure mobile banking platform incorporates state-of-the-art encryption, automatic logouts, and session timeouts, minimizing security vulnerabilities on mobile devices. Additionally, we offer fraud protection services, including account freezes, dispute resolution, and immediate assistance in case of unauthorized transactions. With our proactive security measures, we ensure that your funds and personal information remain protected at all times.
Our end-to-end encryption technology ensures that every piece of data transmitted between your device and our servers remains confidential and inaccessible to unauthorized parties. We implement Multi-Factor Authentication (MFA) to add an additional layer of verification beyond usernames and passwords, significantly reducing the risk of unauthorized access. Additionally, we comply with all regulatory requirements, including U.S. banking laws such as the Gramm-Leach-Bliley Act (GLBA) and Federal Financial Institutions Examination Council (FFIEC) guidelines, to ensure that customer data is handled with the utmost integrity and protection
Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
Fees apply to wires and certain transfers. See the Online Banking Service Agreement for details. Data connection required. Carrier fees may apply.
Online Banking Agreement
Consumer Protection
Accessibility Statement
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