zarnk – Leading Financial Institutions!

Banking That Moves With You

Simple, secure, and smarter financial solutions—right at your fingertips. From everyday banking to big life goals, we’re here to help you grow, save, and thrive.Whether you’re opening your first account or expanding your business, we make banking easy, secure, and built around your needs.

Our Banking Services

We offer a wide range of solutions tailored to help you manage, grow, and protect your finances. Whether you're an individual, small business, or corporation, we have services designed for every need.

Personal Banking

Simple, secure, and personalized solutions for your everyday needs.

Checking & Savings Accounts
Debit Cards & Prepaid Cards
Online & Mobile Banking

Business Banking

Tailored financial solutions to help your business thrive.
- Business Checking & Savings Accounts
- Merchant Services & Payment Solutions
- Business Loans & Lines of Credit

Loans & Credit

Smart financing options to fit your life and goals.

Personal Loans
Auto Loans & Financing
Student Loan Refinancing
Digital Banking
Bank wherever you are, whenever you need.
- Online Account Management
- Bill Pay & Fund Transfers
- Digital Wallet Integration

💼 Deposit Accounts

Product	Interest Rate (APY)
Savings Account	1.50%
High-Yield Savings	3.25%
Certificate of Deposit (12 mo)	4.10%
Money Market Account	2.00%

🏠 Home Loans

Product	Rate (APR)
15-Year Fixed Mortgage	5.25%
30-Year Fixed Mortgage	6.10%
Adjustable Rate Mortgage (ARM)	5.75%
Home Equity Line of Credit (HELOC)	7.20%

💳 Loans & Credit

Product	Rate (APR)
Personal Loan	Starting at 7.99%
Auto Loan (New)	Starting at 5.49%
Credit Card	16.99% – 24.99%
Student Loan Refinance	From 5.60%

Card Services

Secure, flexible, and rewarding—cards that fit your lifestyle.

We offer a full range of debit and credit cards to match your needs, whether you’re spending, saving, or building credit. Enjoy peace of mind with fraud protection, 24/7 support, and worldwide acceptance.

💳 What type of card would you like?

✅ Debit Card
✅ Credit Card
✅ Prepaid Card
✅ Replacement Card

Debit Cards

Get as Low From $200

Credit Cards

Request From $1,000

Take Control of Your Financial Future Today

Your journey to smarter, easier, and more secure banking starts here.
Whatever your financial needs, we’ve got a solution that works for you. Take action today and set yourself up for a brighter financial future!

Open account

Online Banking Terms And Services

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.

Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S”, or “Merrill”), a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly-owned subsidiary of zarnk bank Corporation. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Zarnk Bank Corporation.

Member FDIC and a wholly owned subsidiary of zarnk bank Corporation. Trust and fiduciary services are provided by Bank of America, N.A. and U.S. Trust Company of Delaware.

Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or zarnk bank Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Zarnk Bank Corporation.

Banking, credit card, automobile loans, mortgage and home equity products are provided by zarnk Bank, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of zarnk Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Banking should be simple, smart, and accessible—anytime, anywhere. With Zarnk Bank, Your financial goals are just a click away.